Insurance 101 for College Students and their Parents

Your child is off to college and may be taking some expensive property with them.  Things to consider protecting their belongings.


  1.  Cover their personal belongings with a insurance policy.  Your primary homeowner's policy may cover their belongings if they are living on campus, double check with your carrier.  If they plan on living off campus consider a Renters Policy.
  2. Have them create an inventory of what they are taking and the cost associated with each item.
  3. If they are taking a car with them, make sure to update the garaging address on your auto policy.